Cut back on insurance costs not food

What is the first thing we cut when we want to save money. Unbelievably it is almost always the supermarket trip. We cut back on chocolate biscuits or the more fancier food. Or worst still we start missing meals. DON”T DO IT.

There are so many better areas to cut back. For example take a look at your car insurance, home insurance, electricity provider. If you cut back on all these utility and insurance bills you could save literally £100s every year.

A friend of mine was looking for second home insurance – lucky him. But he discovered, that even with two houses he was spending less than the normal single house payments on home insurance. 

There are comparison websites (you know every single one has completely annoying adverts) for everything. There is a comparison website which compares the cost of supermarkets and you could save a lot of money this way. You can also save by buying toiletries and clothing on line rather than on the high street. There are even websites which will find the cheapest of a certain item online, you can use these to find great savings. Just watch out for postage costs. The great thing about doing things this way is that you do not have to even buy less things. You continue buying everything you were before but you save money.

Many people wonder how they can possibly cut their household expenses. It can be something that many people worry about and with prices rising it is getting even harder. There are a number of price comparison websites which can be really useful. You want to start with trying to reduce your biggest expense which is likely to be your mortgage. You could try switching provider and you could save a lot of money. Another place to look is utility bills, there are price comparison websites where you can see whether you can save money if you go elsewhere. It is also worth doing research on every item you buy.